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SEC Codes

BOC

An SEC code is a three letter code that describes how a payment was authorized by the consumer or business receiving an ACH transaction. SEC stands for 'Standard Entry Class'. SEC codes are defined and maintained by NACHA, the governing body for the ACH network.

SEC Code
BOC
Definition
Back Office Conversion Entry
Transaction Type
Debit Single Entry
Account Type
Consumer or Non-Consumer
Requirement
Authorization: Posted Notice and Written Notice

What is Standard Entry Class (SEC) code BOC?

SEC code BOC stands for Back Office Conversion Entry. This SEC code is used in the context of Automated Clearing House (ACH) transactions, which are electronic payments or collections made through the ACH network.

BOC is used to convert checks presented at the point-of-purchase or at manned bill payment locations into ACH debits during back office processing. Authorization for BOC transactions is usually obtained at the time a check is presented and customers are informed that their check may be converted into an electronic payment.

What is the Transaction Type for SEC code BOC?

The transaction type for BOC is Debit Single Entry.

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