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Pricing

Predictable Pricing, Designed for Scale

ClassPass
Marqeta
Gusto
Pipe
Outdoorsy
Navan
Sana
Settle
ClassPass
Marqeta
Gusto
Pipe
Outdoorsy
Navan
Sana
Settle

Upfront, predictable pricing

Know what you’ll pay ahead of time with no consumption-based or per-transaction pricing

Fit to your company’s needs

Pricing plans based on the elements of our platform that you actually use

Competitive at scale

Flexible tiers to support rapid company growth and product expansion

Comprehensive plans for enterprises

Pricing designed for scale.

Platform Overview

Modern Treasury is the operating system for payments

Bank payments API

Programmatic money movement in 12+ rails and 50+ currencies.

Reconciliation

Always-on and real-time status on money movement.

Ledger database

A source of truth for all of money movement.

Integrations & warehouse sync

Push data to your warehouse and ingest data from other systems.

Unified dashboards

A single pane of glass into your cash positions.

Virtual accounts

Programmatically manage bank accounts.

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“It became clear to me very quickly that Modern Treasury is more than just a technology service. You manage all the operational details and nuances of integrating new banks and payment methods for us to continue improving the core product.”

Yuval Refua · VP of Expense Management Product at Navan
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Pricing FAQs

Our pricing structure is primarily based on products and features utilized. We do not charge per transaction fees nor basis points per transaction.

No. Modern Treasury does not hold your funds in our bank accounts or route transactions by touching your money. When you initiate a payment order, for instance, we are sending an instruction to your underlying bank partner. We are an independent software layer built on top of your bank partner.

Modern Treasury works with companies from the Fintech 50 list to Fortune 500:

  • Fast-growing companies: Our bank payments and ledgering APIs are used by startups to launch products that move money, from lending to digital wallets to programmatic payouts.
  • Large complex enterprises: Our reconciliation engine, robust controls, and bank network remove the pain of dealing with multiple rails, banks, and payment processes.

If you are facing complexities in money movement, be it because money is a core part of your product or service or because of your size, we can help. For more information on how we work with customers, you can review our case studies here.

We are happy to work with you to ensure pricing reflects your current needs.

Payments are complex and hard to navigate. For that reason, quality in customer service is core to the work we do. Customers are assigned a customer success manager to handle go-live and day-to-day needs. We also offer optional professional implementation services for customers with complex use cases.

Try Modern Treasury and experience the future of money movement.