Build with confidence.
Scale without surprises.
Pricing that grows with your business from zero to scale.
What's Included
Platform Access
Built on the infrastructure and proprietary ledger that has powered $400 billion in payments.
- One API for payments, accounts, and ledgering
- Dashboard for operations and monitoring
- Ongoing infrastructure and reliability
- Dedicated support from payments experts
Payment Usage
Usage-based pricing as you move money.
- Usage-based pricing across ACH, wires, RTP/FedNow, push-to-card, and stablecoins
- Pricing varies by payment method, optimized for cost and speed
- All payment activity tracked in a unified ledger
Accounts & Compliance
Built-in account and compliance infrastructure.
- KYB/KYC for end users
- Ongoing transaction monitoring and compliance operations
- Payment accounts backed by regulated partners
*exact pricing depends on volume, rails used, and account structure
FAQs
What customers ask most about Modern Treasury
We offer annual terms with flexible, usage-based pricing.
Yes. All platform and usage fees apply toward a single minimum commitment.
As volume increases, per-unit costs decrease. Pricing is designed to scale efficiently with your business.
Yes. We work with companies from early launch through enterprise scale.
No. Start with Modern Treasury's integrated PSP. Bring your own bank later if and when you choose.
No. You can leverage Modern Treasury's built-in compliance and regulatory coverage to confidently move money across U.S. rails and stablecoins. Specific requirements depend on your use case.
On- and off-ramps include two components: a fiat rail fee and a conversion fee. The fiat fee depends on the payment rail used (e.g., ACH, wire), while the conversion fee applies when swapping between fiat and stablecoins. For example, an on-ramp via ACH would incur an ACH fee for moving USD across Modern Treasury's platform, plus a conversion fee to swap USD into USDC. Fees are transparent and vary by rail.
KYB and KYC for your business and, where applicable, your customers. Modern Treasury handles ongoing requirements behind the scenes, including transaction monitoring, AML checks, sanctions screening, and wallet screening.
Yes. Modern Treasury supports named pay-ins and payouts, allowing both you and your customers to send and receive funds under a verified name.
Yes. We offer competitive interest rates on eligible capital parked with Modern Treasury, allowing you to earn yield on idle balances while maintaining liquidity and operational flexibility.
We off flexible usage tiers that scale with your business.