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Pricing

Modular by Design, Predictable by Nature, Priced to Scale

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Predictable Costs

Know what you’ll pay with no per-transaction or consumption-based pricing.

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Tailored to Your Business

Build your ideal payment ops solution with flexible, modular pricing.

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Designed for Growth

Scale with confidence using expansion-friendly pricing and no overage fees.

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No Processor Markups

Connect directly to your bank to lower costs and move money faster.

Powering What’s Next in Payment Ops

Each solution is powerful on its own and even better together.

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Move

Streamline payment ops with a single API and dashboard that connects to multiple payment rails, including ACH, wire, FedNow, RTP, and stablecoins.

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Track

Gain confidence and real-time visibility into each transaction with a flexible and scalable ledger.

Start Where You Need, Scale When You’re Ready

Teams of every size trust Modern Treasury to build payment operations that just work.

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Speed is the New Standard

Stewart Title upgraded the customer experience by replacing checks and wires with ACH and instant payments.

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Scale Without the Lift

ClassPass uses Modern Treasury’s real-time ledger to automatically track every booking and payout for every studio partner.

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Launch Products Faster

Procore brought a new payments product to market, with Modern Treasury powering everything from onboarding to initiation.

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Track Payments in Real Time

Splitwise uses Modern Treasury to confirm and ledger digital wallet payments the moment they happen.

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Automate Every Flow

Navan initiates, tracks, and reconciles reimbursements across six payment methods through a single API.

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Stay Ahead of Compliance

Alegeus reduces financial loss and stays audit-ready with automated reconciliation.

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“Modern Treasury has been a true thought partner, helping us leverage best practices to accelerate the launch of our new reconciliation platform. Automating reconciliation across our business will drive efficiency and unlock new opportunities for growth.”

Dan Brames
Chief Payments Officer at Alegeus
Read story

Questions? Hello, Answers.

No, Modern Treasury doesn’t directly handle or hold your funds. We don’t process transactions or route payments through our accounts. Instead, when you initiate a payment order, we send instructions to your underlying bank partner. Modern Treasury is an independent software layer that integrates with your bank to streamline payment operations.

Modern Treasury isn’t a processor or BaaS provider—we don’t handle funds or operate under our own money transmission license. Instead, we connect directly to your bank, giving you control, visibility, and automation without sitting in the flow of funds. You own the banking relationship; we streamline the operations.

We support a wide variety of direct connections to banks and other providers, and we are constantly adding new integrations. Get in touch with us to learn more about how we can plug into your stack.

We charge annual, flat-rate fees based on the products and features you are interested in. We do not charge usage-based fees.

Our pricing structure is based on products and features utilized. We do not charge per transaction fees or basis points per transaction.

No, bank fees are billed directly by your bank. Modern Treasury does not charge or collect fees on behalf of your banking partner.

We offer optional add-ons for premium features and integrations. Any additional costs will be clearly outlined in your proposal.

Yes. Modern Treasury offers dedicated customer support to handle go-live and day-to-day needs. We also offer optional Professional Services for customers who want additional integration resources or customized solutions.

Yes. Modern Treasury’s products are designed so that you can pick which parts of the platform you want to plug into based on your needs. You won’t be charged for products you don’t want to use.

We have a free sandbox that you can access to test out Modern Treasury’s platform. Contact our team for an in-depth demo and learn how Modern Treasury can help your business.

Most of our customers sign 2-year contracts, but we can adjust commitments based on your needs. If you would like to extend term periods, we can also explore longer contract lengths.

Yes. We are happy to work with you and make adjustments upon contract renewal.

Get Started Today