Stablecoin Payments
Move Money With Stablecoins
Pay-in
External bank account
$15,000.00
Modern Treasury
Fiat internal
account
$0.00
Stablecoin
internal account
0.00
Payout
External
stablecoin wallet
0.00
Pay-in
External bank account
$15,000.00
Modern Treasury
Fiat internal account
$0.00
Stablecoin internal account
0.00
Payout
External stablecoin wallet
0.00
With Beam, we've found that our withdrawals in the U.S. are faster than those of Venmo and Cash App. Now that Beam has fully integrated into Modern Treasury's robust platform, we're excited to leverage the new PSP to support higher volumes, more complex flows, and enterprise-grade payment operations.
With Modern Treasury, we're wiring the banking system directly into the digital asset economy so that institutions can move at crypto speed with bank-grade trust.
We outgrew BaaS-style platforms that introduced unnecessary restrictions and delays that slowed down our execution pace. We had been following Modern Treasury's growth and roadmap for years, and ultimately chose to move to their platform. We're excited to implement workflows that flex to the needs of our business, from SPV funding to borrower repayments, enabling us to be the modern, fast, dependable platform our customers expect us to be.
Go From Zero to Scale
Scale with stablecoins from zero on the same platform you use for fiat. No new stack and no separate tools for compliance, reconciliation, or settlement. Manage fiat and crypto from one interface and one API.
Send and Receive Stablecoins
Create and manage stablecoin wallets and start moving money on-chain. Support for USDG, USDC, PYUSD, and more — based on wallet type.
Explore our doc→
Convert Between Fiat and Stablecoin
Automated conversion with real-time stablecoin-to-fiat and fiat-to-stablecoin exchange. Built-in compliance, wallet screening, and automatic reconciliation. No separate on-ramp vendor required. Natively supports USDC across multiple chains.
Reconcile Automatically
Match on-chain transactions to internal records in real time. Modern Treasury’s ledger automatically reconciles payments across fiat and stablecoin rails together.
Usage-Based Pricing
Pricing scales with transaction volume — no hidden costs, no surprises.
How It Works
Onboard participants, move between fiat and stablecoins, initiate and receive payments.
Onboard
Orchestrate
Track
*Coming soon
Built for Your Use Case
On-Ramp: USD to Stablecoin
Fund in USD, convert to stablecoins, and send on-chain in one flow. Pay vendors in USDC, fund on-chain accounts, or send yield and loan proceeds programmatically.
Off-Ramp: Stablecoin to USD
Receive stablecoins, convert to USD, and pay out via ACH, wire, or RTP. Withdraw funds from global platforms, settle cross-border payments, or pay vendors in USD while holding treasury in stablecoins.
Stablecoin Sandwich
USD in, stablecoins across borders, USD out. Skip the correspondent banks and FX friction. Settle instantly, anywhere, and land funds in traditional bank accounts on the other side.
Coming soonEarn on Idle Balances
Leverage interest-bearing stablecoins to earn while funds sit. Put idle balances to work without changing how money moves. Earn natively, then settle back to USD when needed.
Programmable Wallets
Create and manage embedded wallets on behalf of customers and businesses. Give users full control of their funds through a non-custodial model built for speed, flexibility, and security.
Compare how different solutions stack up
Stablecoin Orchestration
Infrastructure Approaches
Build it Yourself
PSP
Supported Stablecoins and Networks
| Stablecoin | Ethereum | Solana | Base | Polygon PoS | Arbitrum One | Stellar |
|---|---|---|---|---|---|---|
| USDG | ||||||
| USDC | ||||||
| PYUSD | ||||||
| USDT | Coming soon |