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SEC Codes

IAT

An SEC code is a three letter code that describes how a payment was authorized by the consumer or business receiving an ACH transaction. SEC stands for 'Standard Entry Class'. SEC codes are defined and maintained by NACHA, the governing body for the ACH network.

SEC Code
IAT
Definition
International ACH Transaction
Transaction Type
Credit or Debit Single Entry or Recurring Entry
Account Type
Consumer or Non-Consumer
Requirement
Agreement: Originator and Receiver (Corporate); Authorization: In writing and signed, or similarly authenticated (Consumer Debit); Authorization: Orally or other non-written means (Consumer Credit)

What is Standard Entry Class (SEC) code IAT?

SEC code IAT stands for International ACH Transaction. This SEC code is used in the context of Automated Clearing House (ACH) transactions, which are electronic payments or collections made through the ACH network.

An IAT is used for a debit or credit entry involving a financial agency’s office that is not located in the territorial jurisdiction of the United States.

What is the Transaction Type for SEC code IAT?

The transaction type for IAT is Credit or Debit Single Entry or Recurring Entry

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