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SEC Codes

ACK

An SEC code is a three letter code that describes how a payment was authorized by the consumer or business receiving an ACH transaction. SEC stands for 'Standard Entry Class'. SEC codes are defined and maintained by NACHA, the governing body for the ACH network.

SEC Code
ACK
Definition
ACH Payment Acknowledge
Transaction Type
Non-Monetary (Acknowledges CCD Credit Entry)
Account Type
N/A
Requirement
N/A

What is Standard Entry Class (SEC) code ACK?

SEC code ACK stands for ACH Payment Acknowledge. This SEC code is used in the context of Automated Clearing House (ACH) transactions, which are electronic payments or collections made through the ACH network.

ACK is used to acknowledge the receipt of a credit payment by the Receiving Depository Financial Institution (RDFI). ACK is typically associated with corporate transactions that use the Cash Concentration or Disbursement (CCD) or Corporate Trade Exchange (CTX) formats. When a CCD or CTX credit entry is made, an ACK entry serves to acknowledge that a payment has been received and will be posted to the intended account.

What is the Transaction Type for SEC code ACK?

The transaction type for ACK is non-monetary, acknowledging CCD or CTX credit entry.

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