Acceptable Use Policy

All users must comply with this Acceptable Use Policy (“AUP”) in connection with accessing or using the Platform. The “Platform” means Modern Treasury’s products, services, websites and related systems and networks.

Prohibited Conduct. You must not:

• Impersonate any person or entity or misrepresent your affiliation with any person or entity (including through spoofing or phishing).
• Transmit spam or other unsolicited communications.
• Violate your agreements with third parties, such as your banks or payment processors.
• Seek to receive duplicate compensation for a disputed payment from any bank.
• Use the Platform in connection with any transactions involving illegal, counterfeit or stolen goods, illegal or controlled substances or substances that pose a risk to consumer safety.
• Engage in any illegal or fraudulent behavior or use the Platform in connection with any illegal businesses or purposes, including fraudulent or unauthorized payments, illegal gambling, Ponzi schemes, pyramid schemes or money laundering.
• Use the Platform in a manner that may harm any person or entity.

Prohibited Content. You must not upload, send, share or store data or content that:

• Is obscene, defamatory, deceptive, fraudulent, misleading, harassing, threatening, pornographic, hateful, or discriminatory.
• Violates anyone else’s intellectual property, privacy, publicity or other rights.
• Violates applicable laws or regulations.
• Contains or links to viruses, malware, ransomware, malicious code or other harmful code or technology.

No Disruption. You must not:

• Access the Platform through means we did not authorize (for instance, scraping or crawling).
• Probe, scan or test the vulnerabilities of the Platform.
• Take any action that imposes an unreasonable or disproportionately large load on the Platform.
• Disable or interfere with the Platform (for instance, denial-of-service attacks).
• Circumvent any of our security or access controls.
• Access other users’ data or accounts without their express permission.

Third Parties. You must not permit or encourage anyone else to commit any of the actions above.

Modern Treasury may (but has no obligation) to monitor your compliance with this AUP. If we determine that you or your content violates this AUP, we may terminate or suspend your access to the Platform or delete, disable, or modify your content.