Build Rewards & Points Programs with Modern Treasury Payments and Ledgers

Launch rewards programs fast with unified payments infrastructure

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Rewards & Points
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LEDGER ACCOUNTACCOUNT TYPEDEBITCREDIT
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FAQs

Modern Treasury is a unified payments platform that helps companies launch rewards and points programs fast. With one API for banking, stablecoin rails, and ledger primitives, you can issue points, fund redemptions, and pay vendors—with full visibility into every balance and movement.

Rewards programs require accurate balances, fast money movement, and clean reconciliation—all of which are hard to build in-house. Modern Treasury provides the ledger and payments infrastructure so teams can focus on user experience instead of bank integrations and compliance.

Yes. Modern Treasury's ledgers can track points and currency balances side by side. You can record earn events, redemptions, vendor payouts, and cash-outs in one auditable system—without separate accounting tools.

Most teams complete KYB and start processing in days. You can use Modern Treasury's integrated banking and stablecoin partners to move fast, then bring your own bank later—without changing your integration. Rails supported include ACH, wire, RTP/FedNow, and USDC.

Power your points system with proven infrastructure.

Programmable balances, real-time tracking, and complete financial observability—all with one API.