Build Payroll Products with Modern Treasury Payments and Ledgers
Pay employees and contractors instantly with unified payments infrastructure
| LEDGER ACCOUNT | ACCOUNT TYPE | DEBIT | CREDIT |
FAQs
Modern Treasury is a unified payments platform that helps payroll providers pay employees and contractors instantly. With one API for banking and stablecoin rails, integrated compliance, and real-time visibility into balances and disbursements, teams can launch payroll products in days, not months.
Standing up bank integrations, payouts, and compliance is slow and costly. Modern Treasury removes vendor sprawl with ACH, wire, RTP/FedNow, and USDC support in one place, plus integrated KYB, KYC, and AML. You ship faster, cut operational risk, and keep full control over fees, flows, and reporting.
Yes. You can run scheduled payroll, on-demand contractor payouts, and tax remittances on the same platform. Modern Treasury maintains accurate obligations and balances for each employer, employee, and tax authority, and supports automated, multi-rail disbursements.
Most teams complete KYB and start processing in days. Modern Treasury's integrated banking and stablecoin network lets you launch fast and bring your own bank later—without changing your integration. Rails supported include ACH, wire, RTP/FedNow, and USDC.