Modern Treasury for Lending Platforms

Faster Funding, Fewer Headaches.

Send borrowers their money instantly, automate the messy stuff, and stay on top of every repayment—all with one platform.

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“The ability to send RTP is critical to our value proposition. We're sending out millions of dollars to our borrowers. Saturday morning, borrowers are still in their PJs drinking their coffee, and they have the money in their account before they're even fully awake.”

Jonathan Spinetto
Chief Operating Officer and Co-founder at NFTYDoor
Read customer story
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Why Leading Lenders Love Modern Treasury

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Scale Without Complexity

Add new banks, rails, and products through a single API—grow without rebuilding infrastructure.

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Onboard Faster, Earn Sooner

Use instant micro‑deposits for account verification to reduce onboarding friction and start revenue sooner.

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Fund Loans Anytime, Even Weekends

Send loans 24/7/365 using FedNow and RTP with payment infrastructure that never sleeps.

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Automate the Back Office

Track disbursements and repayments in real time with built‑in ledger infrastructure that eliminates spreadsheets and manual reconciliation.

How Much Can Instant Loan Disbursements Save You?

Let's find out.

Instant Payments Calculator

Enter the annual number of wire transactions to be replaced by FedNow or RTP payments.

Your Estimated Annual Savings$315,000Talk to us
For Lending Infrastructure

One Platform to Bring It All Together

Move faster and stay in sync with one API, one dashboard, and one AI agent that understands how payments really work.

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Track

Monitor loan activity, payment flows, and balances with a robust double‑entry ledger.

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Move

ACH, wires, RTP, FedNow, even stablecoins—all from one API and dashboard.

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Manage

Work faster and smarter with a platform purpose-built for payments.

Resources for Lending Builders

Build Better Lending Infrastructure

Tell us about your platform and see how Modern Treasury can support 24/7 loan funding, automated reconciliation, and true financial visibility.

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Valon
Drivewealth
Korber
avidxchange
Liuna
Procore
Alegeus
Navan
Stewart Title logo
Valon
Drivewealth
Korber
avidxchange
Liuna
Procore
Alegeus
Navan