Payment Infrastructure for Marketplaces

Track Every Transaction, Deliver Faster Payouts

Unlock interest revenue, scale faster, and regain control by integrating directly with your bank and reducing dependency on legacy tools.

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"We want to reduce payout times to get revenue to our studio and spa partners faster. Ledgers lets us track studio balances reliably and transparently, ensuring that we don’t have to manually verify studio balances before paying them out"

Kurtis Poole

Product Manager at MindBody + ClassPass

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Why Leading Marketplaces Choose Modern Treasury

Move Money On Your Terms

Send seller payouts 2–3x faster via ACH, wires, RTP, or FedNow with payment infrastructure that skips intermediaries and keeps you in control.

Turn Float Into Revenue

Unlock new revenue from marketplace float with infrastructure that still pays sellers faster and keeps funds in your own accounts.

Centralize Financial Data

Centralize all payment data—including buyer pay-ins and seller payouts—across banks. Automate reconciliation and stay audit-ready with an always-accurate ledger.