R83

What Is ACH Return Code R83?

ACH return codes are used to identify the reason an ACH payment has been returned by the recipient's bank. They make it easier for originating and receiving financial institutions to spot and communicate payment failures.

ACH Return Code R83, also known as “Foreign Receiving DFI Unable to Settle," is a standard code used in Automated Clearing House (ACH) transactions. This code indicates that there has been an issue with the foreign RDFI and, for whatever reason, they can’t settle the transaction. Settlement issues could be caused by a number of things, including the RDFI suspecting that the transaction is fraudulent or even a network outage within the RDFI itself.

How To Address ACH Return Code R83

Nacha prescribes separate rules for handling each return code since each one represents a unique scenario. ODFIs (Originating Depository Financial Institutions) and RDFIs (Receiving Depository Financial Institutions) are responsible for handling ACH return codes according to these rules.

If you encounter R83, you will need to reach out to the RDFI to get more information about why the transaction was not able to settle. From there, you can make a decision about how and when to attempt the transaction again.

What Is An ACH Return Code?

ACH return codes identify the reason an ACH payment was returned by the recipient's bank. They make it easier for originating and receiving financial institutions to spot and communicate payment failures. Each code begins with 'R' followed by a two digit number. ACH return codes are standardized and maintained by NACHA, the governing body for the ACH network.