Announcing our Partnership with Brico

When we first met the Brico team last year, it was clear how intimately they knew the challenges companies face when needing to set up financial licensing. For companies trying to scale their business quickly, it can be costly and time consuming. Taking an AI-first approach to this problem seemed like a no-brainer, especially when the processes to obtain and maintain these licenses vary drastically from state to state.

Today, we’re excited to announce our partnership with Brico, to help accelerate the shift to the Instant Economy. Brico’s AI-powered platform helps companies quickly and cost-effectively secure the necessary licenses to launch and scale embedded payments. Meanwhile, Modern Treasury’s payment operations platform provides businesses with the infrastructure to move and reconcile money automatically. Together, we make it easier for companies to enter the payments space, reducing complexity and accelerating time to market.

The demand for embedded payments is rapidly increasing as more industries integrate financial services into their products. According to Juniper Research, embedded payments’ global transaction value will increase 134% by 2028, up from $1.1 trillion in 2024. But with growth comes regulatory hurdles—state-specific licensing, compliance monitoring, and financial reporting requirements that often deter smaller and mid-size companies from participating.

This partnership enables companies to innovate without being bogged down by regulatory complexity. We’re excited to continue to work with Brico and our future customers to provide streamlined licensing and payment operations for the Instant Economy.