Discover our latest AI-powered innovations around faster payments, smarter workflows, and real-time visibility.Learn more →
Payments That Power Progress
Now companies can adapt and thrive in a real-time world with new features that support faster payments, smarter workflows, and real-time visibility.
Instant Payments, Instant Impact
Outpace the competition with faster payments and better customer experiences.
Expanded Bank Support
Improve your customer experiences with instant payments. Now offering expanded support for FedNow and RTP at several top U.S. banks.
Eligibility Checks
Ensure counterparties are ready to receive instant payments, reducing delays.
Automatic ACH Fallback
Automatically switch to ACH if an instant payment fails, ensuring your payment goes through without disruption.
RFP Support
Leverage Request for Payment (RFP) with participating banks for smoother payment requests.
Effortless Execution
Work smarter and faster with AI and automation features that improve accuracy, reduce errors and increase efficiency.
Payment Order Templates
Reduce payment failures and delays with payment templates. Configure and save what fields are required, optional, or hidden when sending a new payment.
Global Payments Validation
Know what information to enter to send cross-border payments right the first time.
1-to-Many Match Suggestions
Use AI to reconcile one transaction with many expected payments, resulting in faster reconciliation and exception handling.
General Transaction Labelling
Get consistent reporting across workflows by automatically applying metadata to a reconciled transaction, all without a single line of code.
Panoramic Perspective
A single pane of glass that helps you understand your financial position by tracking all of your payments in real-time, every time.
Ledgers Category Views
Use real-time balances and charts to spot anomalies across accounts, drill down to the transaction-level, and resolve any issues.
Real-Time Balance Webhooks
Get instant updates on payment statuses and confidently deliver accurate, real-time balances in your products.
Multi-System Reconciliation
Easily track and reconcile the entire payment flow from start to finish, ensuring audit readiness and regulatory compliance.
Faster, Smarter, Simpler
Learn how Modern Treasury’s platform can help your business move, track, and reconcile payments in real-time.